Pranjit Dowarah

Insurance Risk Management

8+ Years International

Specialized insurance professional with proven expertise in portfolio optimization, risk mitigation, and claims settlement across international jurisdictions.

Pranjit Dowarah

Professional Journey

8+ years of excellence in insurance management and risk mitigation

8+
Years Experience
300+
Claims Settled
₹20Cr+
Claims Value
3
Countries Managed
AMNS
ArcelorMittal Nippon Steel India

Officer-Insurance

Deputy Manager - M9 Grade
📅 March 2024 - Present
  • Lead insurance risk management for steel operations
  • Oversee nationwide insurance portfolio management
  • Devise strategic insurance solutions for multi-crore assets
  • Successfully settled high-value claims
BoxcoWorld
BoxcoWorld

Assistant Manager - Insurance

International Operations
📅 May 2023 - March 2024
  • Managed portfolios across UAE, Singapore, India
  • Negotiated premium reductions maintaining coverage
  • Coordinated international claims settlements
  • Enhanced operational resilience
RSPL
RSPL Limited

Officer - Insurance

Soda Ash Division
📅 May 2021 - April 2023
  • Administered Mega Risk, EAR, CAR, Marine Cargo policies
  • Negotiated ₹2 Crore+ claims settlements
  • Implemented risk mitigation strategies
  • Reduced insurance portfolio costs
Star Cement
Star Cement Limited

Officer - Insurance

Head Office - Guwahati
📅 June 2019 - May 2021
  • Managed complete insurance lifecycle
  • Settled 300+ marine claims efficiently
  • Optimized insurance portfolio
  • Built strong intermediary partnerships

Key Achievements

Proven track record of delivering exceptional results

🏆

Multi-Jurisdictional Policy Placement

Expertly handled challenging policy placements for entities operating across Singapore, UAE, and India, achieving significant premium reductions while maintaining comprehensive coverage

💼

High-Value Claims Settlement

Led settlement of high-value AOG peril claims at RSPL Limited, contributing to total recovery of multiple Crore in mixed Marine and Property claims

Marine Cargo Excellence

Efficiently managed and settled over 300 Marine Cargo claims during Star Cement tenure, ensuring timely resolution and exceptional client satisfaction

📊

Mega Risk Settlement

Secured settlements totaling INR Crore under Mega-Risk insurance policy at RSPL Limited, demonstrating exceptional negotiation and claims handling expertise

Core Competencies

Specialized expertise across insurance and risk management

Insurance Policies

Marine Cargo Mega Risk EAR CAR Cyber Risk WC Motor Property

Risk Management

Risk Assessment Mitigation Compliance Loss Prevention Claims Mgmt Negotiation

Industries & Tools

Steel Manufacturing Cement Logistics SAP S4HANA Data Analysis

Professional Certifications

Industry-recognized credentials

Marine Cargo Insurance
Risk Management Association of India
Diploma in Risk Management
Alison Courses
Advance Diploma in Insurance Risk
IISDT
IT Cyber Security Risk Management
LinkedIn Learning
SAP S4HANA & ERP Basics
LinkedIn Learning
Cyber Insurance for IT Professionals
LinkedIn Learning
Associate Certification
Insurance Institute of South Africa

Educational Background

Strong academic foundation

Bachelor of Arts (B.A.)
Dibrugarh University 2012-2016 • English Literature • CGPA: 4.9/5.0
Higher Secondary (H.S.)
Dhakuakhana College 2010-2012 • Arts Stream • CGPA: 6.5/7.0
High School Leaving Cert (HSLC)
Dhakuakhana H.S. 2005-2010 • Arts Stream • CGPA: 4.5/5.0